Legacy Home Mortgage
Mortgage calculator
- Call Us: (205) 704-6559
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Fax: (205) 729-9135
Get Mortgage Quote
Get started today with a free mortgage quote and take the first step toward owning your dream home with confidence!
Contact UsOur goal is to make the mortgage process simple, transparent, and stress-free. We believe in clear communication and work diligently to ensure that each client feels supported throughout their journey—whether you’re a first-time homebuyer or refinancing your current home.
At Legacy Home Mortgage, we’re not just closing loans; we’re building lasting relationships based on trust and respect. We understand that buying a home is a big decision, and we’re here to take the fear out of the process, guiding you every step of the way.
Let us help you create a legacy of homeownership with the expertise and care you deserve!
Our Team Profiles
MELODY SUTTON
Owner & Originator NMLS # 257643
DAWSON SUTTON
Owner & Originator NMLS # 1036036
JODIE DAVIDSON
Originator NMLS # 194103The Mortgage Process
Know Your Budget
The first step in the homebuying journey is getting pre-approved for a mortgage. This process helps you understand how much you can afford and shows sellers that you’re a serious buyer. At Legacy Home Mortgage, we review your financial situation, including income, credit score, and debt-to-income ratio, to determine the best loan options for you. A pre-approval gives you confidence as you start shopping for your dream home.
Verifying the Details
After you find your dream home, our team carefully reviews all your financial documents and submits them to underwriting. The underwriter assesses your application, verifies your information, and ensures all requirements are met. This step may involve additional requests for documentation, but don’t worry—we’re here to make the process as smooth and stress-free as possible.
Making Homeownership a Reality
The final step is closing, where all paperwork is signed, and ownership of your new home is officially transferred to you. We’ll review your loan terms, answer any last-minute questions, and ensure you understand all the details before signing. Once complete, you’ll receive your keys and can start making memories in your new home!